By the numbers
Payment infrastructure built to perform.
180+
Currencies supported
Send, receive, and hold in over 180 currencies without opening separate accounts for every market you enter.
180+
Currencies supported
Send, receive, and hold in over 180 currencies without opening separate accounts for every market you enter.
60+
Countries on local rails
Direct clearing connections across 60 countries. Your payments skip the correspondent chain and go straight to the destination.
60+
Countries on local rails
Direct clearing connections across 60 countries. Your payments skip the correspondent chain and go straight to the destination.
<24hrs
Typical settlement
Most cross-border payments on Solvent settle within one business day. High-priority corridors move same-day.
<24hrs
Typical settlement
Most cross-border payments on Solvent settle within one business day. High-priority corridors move same-day.
4.2x
Faster than SWIFT
Payments routed over local rails settle over four times faster on average than the same corridors over SWIFT.
4.2x
Faster than SWIFT
Payments routed over local rails settle over four times faster on average than the same corridors over SWIFT.
How it works
The infrastructure global payments deserve.
The shortest route, every time.
Direct local rail connections in 60+ countries. No correspondent chains. No markups buried in transit.
Local rails in 60+ countries
No correspondent bank markups
New corridors added every quarter
The shortest route, every time.
Direct local rail connections in 60+ countries. No correspondent chains. No markups buried in transit.
Local rails in 60+ countries
No correspondent bank markups
New corridors added every quarter
Always know where your money is.
Every payment has a live status trail — each state change timestamped in real time, from instruction to final settlement.
Live status from send to settlement
Every state change timestamped
Webhook events on every update
Always know where your money is.
Every payment has a live status trail — each state change timestamped in real time, from instruction to final settlement.
Live status from send to settlement
Every state change timestamped
Webhook events on every update
Close your books in hours, not days.
Clean transaction data matched automatically across every account and entity — ready to export, no reformatting needed.
Automatic transaction matching
Unified data across all entities
Export-ready format, always
Close your books in hours, not days.
Clean transaction data matched automatically across every account and entity — ready to export, no reformatting needed.
Automatic transaction matching
Unified data across all entities
Export-ready format, always
Compliance built in, not bolted on.
AML screening and sanctions checks run on every payment before funds leave. No separate workflow. No gaps.
AML screening on every payment
Automatic sanctions checks
FCA regulated, EEA passported
Compliance built in, not bolted on.
AML screening and sanctions checks run on every payment before funds leave. No separate workflow. No gaps.
AML screening on every payment
Automatic sanctions checks
FCA regulated, EEA passported
Built-in advantage
Every detail, designed for global payments.
Multi-currency wallets
Hold balances in 180+ currencies. Receive locally, hold strategically, and pay from wherever it makes the most sense.
Multi-currency wallets
Hold balances in 180+ currencies. Receive locally, hold strategically, and pay from wherever it makes the most sense.
Local payment rails
Connect directly to local clearing infrastructure in 60+ countries — no correspondent banks, no hidden markups added in transit.
Local payment rails
Connect directly to local clearing infrastructure in 60+ countries — no correspondent banks, no hidden markups added in transit.
Real-time FX
Lock in exchange rates at the point of instruction. No overnight sweep surprises and no end-of-day reconciliation guesswork.
Real-time FX
Lock in exchange rates at the point of instruction. No overnight sweep surprises and no end-of-day reconciliation guesswork.
Batch payments
Send thousands of payments in a single instruction. Upload a file, use the dashboard, or hit the API — the outcome is the same.
Batch payments
Send thousands of payments in a single instruction. Upload a file, use the dashboard, or hit the API — the outcome is the same.
Payment scheduling
Queue payments to execute at a defined date and time. Accurate payroll runs, predictable vendor cycles, no manual triggering needed.
Payment scheduling
Queue payments to execute at a defined date and time. Accurate payroll runs, predictable vendor cycles, no manual triggering needed.
Approval workflows
Define multi-level approval rules by amount, currency, or entity. Finance and treasury stay in control without slowing operators down.
Approval workflows
Define multi-level approval rules by amount, currency, or entity. Finance and treasury stay in control without slowing operators down.
Full API access
Every feature available in the dashboard is also available in the API. Build the payment flows your systems actually need.
Full API access
Every feature available in the dashboard is also available in the API. Build the payment flows your systems actually need.
Webhook events
Receive a notification the moment any payment status changes — no polling, no custom scripts, no missing a failed transaction at month-end.
Webhook events
Receive a notification the moment any payment status changes — no polling, no custom scripts, no missing a failed transaction at month-end.
Entity management
Run multiple legal entities, currencies, and accounts from a single dashboard. Separate visibility where it matters, unified control everywhere.
Entity management
Run multiple legal entities, currencies, and accounts from a single dashboard. Separate visibility where it matters, unified control everywhere.
Role-based access
Assign view, initiate, and approve rights per person. Each team member sees exactly what they need — nothing more, nothing less.
Role-based access
Assign view, initiate, and approve rights per person. Each team member sees exactly what they need — nothing more, nothing less.
Immutable audit log
Every payment action is logged with a timestamp and actor identity. Always accurate, always exportable, always ready for your next audit.
Immutable audit log
Every payment action is logged with a timestamp and actor identity. Always accurate, always exportable, always ready for your next audit.
Developer sandbox
Test the complete payment flow end-to-end in an isolated environment before going live. No real money moved, no surprises in production.
Developer sandbox
Test the complete payment flow end-to-end in an isolated environment before going live. No real money moved, no surprises in production.
FAQ
Questions about
Solvent Payments.
Solvent connects directly to local payment clearing infrastructure in 60+ countries. When you send a payment, it travels over the local rail best suited for that corridor — not through a chain of correspondent banks. This removes the intermediary fees, delays, and opacity that come with traditional cross-border routing. The specific rail used and expected settlement window are shown for every payment before you confirm.
You can send payments in 180+ currencies and hold balances in 34 currencies from a single account structure. Each held currency is assigned local banking details — IBAN, account number, or mobile money identifier depending on the market. You can convert between held balances at the live mid-market rate directly from the dashboard, at the point of instruction.
Settlement speed depends on the corridor and the local rail used. Most payments processed over local rails settle within the same business day. Corridors using SEPA Instant within the EEA settle in seconds. Solvent displays the expected settlement window for every payment before you send, so there are no surprises after funds leave.
Every failed payment returns an immediate machine-readable reason code alongside a plain-English explanation. Solvent’s retry logic classifies failure reasons before deciding next steps — a temporary technical failure is handled differently from a compliance hold or an invalid account detail. You see the full status trail of every payment, including every state transition and its timestamp, in real time from your dashboard.
No. AML screening and sanctions checks run automatically as part of the payment instruction process — not as a separate workflow after the fact. For the vast majority of payments, this adds no perceptible delay. Payments that require additional review are flagged immediately with a clear reason so your team can resolve them quickly without holding up the rest of your payment run.
Solvent connects directly to local payment clearing infrastructure in 60+ countries. When you send a payment, it travels over the local rail best suited for that corridor — not through a chain of correspondent banks. This removes the intermediary fees, delays, and opacity that come with traditional cross-border routing. The specific rail used and expected settlement window are shown for every payment before you confirm.
You can send payments in 180+ currencies and hold balances in 34 currencies from a single account structure. Each held currency is assigned local banking details — IBAN, account number, or mobile money identifier depending on the market. You can convert between held balances at the live mid-market rate directly from the dashboard, at the point of instruction.
Settlement speed depends on the corridor and the local rail used. Most payments processed over local rails settle within the same business day. Corridors using SEPA Instant within the EEA settle in seconds. Solvent displays the expected settlement window for every payment before you send, so there are no surprises after funds leave.
Every failed payment returns an immediate machine-readable reason code alongside a plain-English explanation. Solvent’s retry logic classifies failure reasons before deciding next steps — a temporary technical failure is handled differently from a compliance hold or an invalid account detail. You see the full status trail of every payment, including every state transition and its timestamp, in real time from your dashboard.
No. AML screening and sanctions checks run automatically as part of the payment instruction process — not as a separate workflow after the fact. For the vast majority of payments, this adds no perceptible delay. Payments that require additional review are flagged immediately with a clear reason so your team can resolve them quickly without holding up the rest of your payment run.
Solvent connects directly to local payment clearing infrastructure in 60+ countries. When you send a payment, it travels over the local rail best suited for that corridor — not through a chain of correspondent banks. This removes the intermediary fees, delays, and opacity that come with traditional cross-border routing. The specific rail used and expected settlement window are shown for every payment before you confirm.
You can send payments in 180+ currencies and hold balances in 34 currencies from a single account structure. Each held currency is assigned local banking details — IBAN, account number, or mobile money identifier depending on the market. You can convert between held balances at the live mid-market rate directly from the dashboard, at the point of instruction.
Settlement speed depends on the corridor and the local rail used. Most payments processed over local rails settle within the same business day. Corridors using SEPA Instant within the EEA settle in seconds. Solvent displays the expected settlement window for every payment before you send, so there are no surprises after funds leave.
Every failed payment returns an immediate machine-readable reason code alongside a plain-English explanation. Solvent’s retry logic classifies failure reasons before deciding next steps — a temporary technical failure is handled differently from a compliance hold or an invalid account detail. You see the full status trail of every payment, including every state transition and its timestamp, in real time from your dashboard.
No. AML screening and sanctions checks run automatically as part of the payment instruction process — not as a separate workflow after the fact. For the vast majority of payments, this adds no perceptible delay. Payments that require additional review are flagged immediately with a clear reason so your team can resolve them quickly without holding up the rest of your payment run.